Determining Whether Your Loved One Qualifies for Medicare or Medicaid

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One of the things that can be frustrating as a caretaker for an aging parent or other loved one is knowing what kind of programs are available to help pay for the often extensive health care costs that are involved. This is why we at LakePoint Nursing & Rehabilitation Center have outlined the following differences between Medicare and Medicaid to help you determine what might be available to help.

Age

To qualify for Medicaid, a person must be over 65 years old, or prove blindness or a permanent disability. For Medicare, most people qualify at age 65. A person might qualify for Medicare if they are under 65 if you have end stage renal disease or if you have received disability income for treatment of ALS (“Lou Gehrig’s Disease”).

Residency

Medicaid requirements mandate that a person is legal to reside in the United States and lives in the state where they are applying. Similar qualifications apply for Medicare. You should be either a legal resident or U.S. citizen as well as living in the United States for 5 years.

Disqualifications

As with any program, there are some things that would disqualify a person from eligibility. For example, if a person has felony convictions for certain felonies such as crimes against another person, they would likely not qualify for Medicare benefits. There are income restrictions for Medicaid and if you inherited a certain amount of money, then you would likely be disqualified as well.

 

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