What Are Nursing Home Costs and How Are They Determined?


At some point, most people will eventually need extra care as they grow older. Nursing homes are one option that give seniors the supervision and company they need, and surveys show that around 40% of people will use nursing homes at some point during their life. Here’s what you need to know about the costs involved.

National Average

The national average cost for a private nursing home room is $248 per day. Giving up a little bit of privacy and sharing a room–usually just with one other person–can help reduce costs. If you choose a semi-private room, the average rate goes down to $222 a day, which can save you almost $10,000 over the course of a year.

Where You Live

The area of the country where you live plays a big role in how much your nursing home costs will be. In general, the Southeast and Midwest have the least expensive nursing homes, with average rates dropping to around $160 per day. If you’re looking to save a little money and have relatives in these areas, moving your loved one to a less expensive nursing home may be a good option–and it might give them the chance to connect with other members of the family.

On the flip side, New England and other states in the Northeast are typically the most expensive when it comes to nursing homes, with daily averages of more than $300.

Level of Care

Another major factor that determines how much you pay for a nursing home is how much care is required. Depending on your loved one’s needs, they may need almost constant supervision, or they may still be relatively independent. The more care and supervision needed, the more you’ll pay for a room at a nursing home.


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